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Disclaimer For

As a covering disclaimer provides this website as a service.

While the information contained within the site is periodically updated and comes from years of experience and knowledge to date no absolute guarantee is given that the information provided in this website is correct, complete, and/or up-to-date.

The materials contained on this website are provided for general information purposes only and do not constitute legal or other professional advice on any subject matter. does not accept any responsibility for any loss which may arise from absolute reliance on information contained on this site.

Country Variations

Types of treatments and options available will vary from country to country. cannot vouch for your particular situation.  Nor what would be the ideal approach.

While there is increasing consensus around the world on nomenclature and best practices there is still variation in opinion.  In view of ongoing change and experience your medical advisor may well recommend some alternative as best practice.

It is suggested you undertake due diligence in your situation to ensure you will receive the best possible choices and care.

Insurance Cover

Insurance and public medical coverage varies from country to country.  Be sure to seek what is available for your country.

Each insurance company has its own policy on acceptable treatments and levels of cover.

As a further disclaimer within each insurance company in specific countries there are usually multiple policies.  Your cover and possible treatment options and costs can therefore vary significantly.

Even in New Zealand with the major insurer, Southern Cross, there are significant differences in its many policies. 

Be sure to check what your particular cover entitles you to.

Downloading And Temporary Storage

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Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer.

The contents of this site are protected by copyright under international conventions and, apart from the permission stated, the reproduction, permanent storage, or retransmission of the contents of this site is prohibited without the prior written consent of

Disclaimer On Links In This Website

Some links within this website may lead to other websites, including those operated and maintained by third parties. includes these links solely as a convenience to you and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents (exceptions may apply).

This website and its contents are provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Obtaining Permissions

Reproduction, distribution, republication, and/or retransmission of material contained within this website are prohibited unless the prior written permission of has been obtained.

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